Check Policy

[Dept of PMM Artists & things]

Write a good check. CHECKS ARE MADE OUT TO:EDWARD A.WESTLEIGH, ULC-HOCR. THIS REQUIRES A FINGER PRINT, FULL NAME, CURRENT ADDRESS, PHONE NUMBER , AND DRIVER/STATE/MILITARY ID # AND E-MAIL IF AVAILABLE The bank also now requires a finger pint as well placed to the left of your signature, on the check

The current fee for a bad check is $50.00.  After being notified by our bank that a check is not cashable, the bank will not redeposit the check.  This is the bank's policy.  It is impossible because of this to redeposit any check.  Any and all fees that occur because of your check will be passed on to you.  i.e., bank fee of $27.50 per item, if this causes the account to be over drawn it occurs a $5 charge each day it remains so because of you. Each phone call made to you about the check will cost you $3.00.  This does include messages left with any answering machine, message service, or person.  If we do not receive a postal money order or a cashiers check from you within seven (7) days after the first phone call made to you a letter will be sent to your address.  Each letter that is sent out to you will cost $12.00.  You will have to sign for the letter.

If payment is not received within fourteen (14) mailing days after the date you received the letter, we can by law take further actions towards having the issue of the bad check resolved by contacting the proper authorities.  This is not an action that we like taking.  Yes, the law can be brought in but that only proves money owed, we are still the ones who get to collect it.  This in turn messes up our schedule & the bank account.  Please do no force us to go to this extent.

  Your name & any others that may be listed on a joint account will be added to a listing on bad checks for traveling merchants. If this check does not work. Any merchant can obtain the listing by asking in writing for a copy.  The only way to be removed from the listing is to have ten (10) other traveling merchants accept your check & have no problems with cashing it.  Just send us a copy of the cashed checks along with the business cards of the ten (10) traveling merchants.

 You are now required to sign & date this policy so that there is no question to the fact that you have read & fully understand the check policy.  Our policy on checks had to change after the influx of bad checks in only two months in the year of 2004.  There have been many who have said to our faces "You won't have a problem with my check."  Then to find out later that their check is the one that can not be cashed.  As it has always been in history the mistakes of the few will be the punishment for the many.  This new policy went into effect 9/01/01 & will remain in effect until for one year from that date.  And the starting effective date will change upon receiving any bad payments to the date the last bad payment was received upon, June 17, 2006.

 We apologize for having to enforce a stricter policy on checks.  Our only other option was to no longer accept checks at all.  Thus cutting out a portion of the customers who do not use credit cards &/or do not like to carry large amounts of cash on their person.  Please understand that is does cost us time & money to deal with each bad check that we receive.  We are no longer being nice on our check policy.  Think before you write a check to us.

 Sign: _____________________________date _________

address: _______________________________________State: ____ Zip+4: _____-____

H phone number: (______)_______-__________ M phone number: (______)_______-__________

drivers license state: ____ number: ______________

organization membership #: _____________ & local group ______________ {if this applies}

 and any other contact information ___________________________________

 Thank you for understanding why this exists.